Reread the disclosures and contact the lender would be your best bet.

As far as the original post, I re-read it and realized I left out some valuable information...

Please re-read the contract that all parties have signed, it explains all of this and what happens in the event of buyer default, I promise....

Just reread your post. $130K is a great amount to have liquid to go into a BRRR.

@Rob Krach sorry, I didn't mean for that to come across badly and after re-reading it, it sort of did.  

@Whitney Hutten, yes, we've read them all, and and I've re-read them.

Please re-read this a few times.There are chunks of time - decades - where the S&P 500 has lost tremendous value. 

I'll reread these all and make some connections.  

@Chris Jeffries and @Michael Ealy After rereading the thread, I think Michael answered my question in the quote below. 

To answer this question, I’m spending a ton of time reading and re-reading my business plan.Having gone through the process of answering and actually writing down exact plans has helped.For instance if I rehab, who are my contractors?