Our daughter has made the Honor's List the last 2 semesters and has matured real well and she works about 20 hours per week to help us out. 

I’m starting with gaining my real estate license in the next couple weeks.

We did a 10-week trip, so not quite as epic as your long road trip! 

Buying this home through them took only about a week for title work, closing and everything when I had already been working with the other lender for a month.I financed about 38k and closed with only about 2k.

You should implement your Week One procedures first. 

I wish someone had told me before because I would never have renews his lease and now we are a week into the new one... my intent is to ask him to leave by the end of the month and if he does not I will start eviction proceedings.

But if you want to see that baseline index... the chart is adding vertical space on the Y axis every week as it continues to hit the top of the chart.The big question for me as a lender: when I preapprove someone, knowing they are going to spend weeks or months house hunting, and looking at that trend-line, should I be qualifying them at current rate + 0.25%, or current rate + 0.75%? 

Also, the vote is next week and I plan on going and helping to vote it down, but I wanted to reach out and see if anyone had any ideas/resources to take to the meeting to help fight this?

The gentleman I spoke with said that he will give me a call in two weeks when his dad is settled in.

This will require a small amount of electrical work. 1 week?