Additionally, similar to what @Omar Khan was saying, you typically see a larger return as a percentage of the purchase price in lower income areas.

Or try out the "blue sky" rent increase to earn $200 more per month?

Double check, but typically rental laws are a bit different when it's a room in your own personal home that you're renting.

They just earned 10% income without working.

He offered up to 65% ARV for the refinance.This is my first commercial deal and I am not as familiar with typical rates and terms.

So, typically on a $200,000 property, I spend about $25,000 to control it, I get $25,000 back out immediately from the Tenant Buyer, I have a spread of $6,000 to $8,400 for each year, so a note that pays off in one year totals $31,000 plus or minus and a ten year total is $109,000 plus or minus.

We don’t know where you are, but typically the seller pays for transfer fees.

Question:  when I submit it back to the seller would you typically ask the seller to take care of the larger issues, like structural issues, new furnaces and new electrical service or do you ask for a price reduction? 

On the hard money side at least, typical for this area is 65%-75% for cash out and 70%-80% non cash out. 

What can I earn analysing  deals  since I cannot have cash and I could not borrow further money, currently I am reading books , listen to bigger pocket proadcast, networking.etc