I'm admittedly fairly risk-adverse in the first place, and between our ages and personal circumstances, what to do next is a challenge.

From a high-level, the pros are: - you can get into the deal with as little money as you can negotiate with the seller - this is a great strategy if there is a pre-payment on the mortgage because it doesn't trigger it since you're not technically buying it (just make sure you get approval from the lender that they're fine with you doing this.

Whereas before all of this happened we had very few shared expenses besides the rent and the utilities, now most of our expenses were technically shared so it just made sense to do it.. 

The State and National test are challenging.

They constantly send be offers for bonds anywhere from 3.5-5% mist are triple tax free some are corporate not tax freeHi Frank --  The challenge with bonds as an investment, is you're locked into a fixed rate of return that usually does not keep up with the real rate of inflation,  and does not adjust for inflation each year.  

.- Biggest struggles and learnings: Financing is always a challenge,  Learning: never give up.  

Therefore when an appraisal comes in too low he has no problem challenging it.Good luck

(I understand it might not be the norm, but is it technically feasible)3) Can I start advertising the property after I get the offer sent or do I have to wait till it's accepted?  

What challenges are you anticipating on Oct 3 this year when TRID is supposed to be implemented? 

Now, are these areas challenging?