Simply put, if your decision to not rent is based on their credit, you need to provide an adverse action letter.

I realize this is worlds apart from what I am talking about in this post, simply letting you know I have a bit of R.E experience.

Do I wait to try to learn more aboIt multifamily deals and simply save for that, as it is less risky due to vacancy risk compared to SF?

Our cut on average is 400 dollars per month. 

To put it simply, Gallinelli may be a good investor himself, but does not know how to communicate the, at times, terse subject of cash flow, for example.

This has me wondering, would it not be better to forfeiting the 3.5% FHA loan (should be eldigble for a 3.5% FHA loan around this time next year in terms of 2 years in same industry), and simply begin purchasing cash flow turnkey properties from reputable companies like those owned by Chris Clothier?

I don’t do rent increases yearly but I’m starting to simply because i am falling behind on prices and my costs are going up too.What I do is round off the payment to the nearest hundred bucks and make one additional payment per year in January.  

Wholesaling is simply getting the seller to agree to a price that is lower than what the buyer will agree to.

Yeah, going out for coffee is so cliche...you need to take people to honky tonks with gravel parking lots and super crews and test their reaction when a pit pull comes running up upon entry...only the best real estate investors can cut it...right @Benjamin Portnoy?

Do you give them a higher than normal cut of the returns?