COVID-19 restrictions will eventually go away and it would be a shame that you disposed of a good property for AirBnB.Best of luck!

I believe Home ready still offers 3% conventional loans but there are restrictions.  

She also mentioned that if I do the conversion I may be able to put the two small lots attached to the back of my duplex lot to use because I might be able to bypass some restrictions.

Plus they are a lot less restrictive on unrelated tenants and landlord restrictions.

Here’s the link to the website if you’re interested:http://www.lapinlawtx.com/legal-blog1/dont-flip-that-contract-just-yet-new-texas-law-restricts-the-assignment-of-real-estate-contractsI appreciate any info you can offer.

I know NC also has some restrictions when it comes to new mobile home parks but I don't know exactly what they are or if it would apply. 

There could be restrictions like a limitation to a second residence, whereby you might not be able to get loans for multiple properties.

As of June, NYS has imposed the following new "Tenant Protection" laws into effect that make it almost impossible to encourage on-time rent payment (there are way more clauses than this in the law, but these are the ones that affect this conversation):1.

The showing restrictions for our industry were such that a property with a tenant in place could not be shown (even with permission).

-Some of the areas I’ve looked at currently do not have restrictions on STRs but show signs of potentially restricting it in future.