Mandeep, conventional mortgagees will definitely want documentation of your credit score (they will run your credit) and documentation of your ability to pay (your income).

With RealtyShares, you get access to thousands of pre-screened accredited investors and the ability to raise capital for your debt or equity real estate offering through our streamlined funding process.

Your ability to obtain cash.

See http://www.consumerfinance.gov/regulations/ability-to-repay-and-qualified-mortgage-standards-under-the-truth-in-lending-act-regulation-z/ Even if you are just renting with a pure option, send them to the RMLO for a written opinion.

Real buyers can buy, or agree to buy, have the seller in some cases terminate a contract and/or wait you out.Virtual wholesalers aren't going to be buying 10 REOs and spinning them off without the ability to perform, buying and then selling.There's a thousand things that could happen to crack any deal, I'd say you're chasing your tail. :)

But no...I don't have the ability to Halt the Winter.

Not normally a topic category that would interest me however, I couldn't help to see the irony of a guy from Dallas, TX posting what sounds like conspirator theorist remarks (think JFK).

I've actually found a remarkable program that has made budgeting somewhat fun.

Even if you are new, so long as you have a real deal and the ability to complete that deal, hard money lenders will fight to get your business.Lenders do look for experience, but mostly base the deal on the LTV.

Getting hard money lenders is an issue but the greater issue is the ability to personally manage 7-8-10 properties.