@Ryan SykesIm not sure but I believe there are loan products that are income based, they have higher terms though.

Ask yourself hoe much of your research is really productive.

Though many people follow that path out of necessity - as a way to build capital on the front end.If you already have a full time job, flipping can be extremely tough. 

Where the developer may have an issue is that he may have an uphill battle to prove after the fact that he purchased the land with the intent of holding for productive use. 

Doug Jahner is the person to talk to over there.Talk to any of the banks below and see what they can do for youFranklin Synergy-Tiffany MartinCedarstone bank-Mike DixonReliant- Jonathan WhitehurstBankcorp south-Christian DicksonCommunity bank and trust-Alex DowdyThey are all going to have different loans/products.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

These type of lenders have their products designed for RE-investors, so you see things like higher leverage and shorter seasoning and your personal income is not factored into the underwriting, which typically is a HUGE deal for RE-investors. 

I'm sure you can find a bunch of other products with a little bit of effort.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

They have a couple different product lines depending on what you're looking for.