Use 0% for 15 month credit card to finance 10k upgrade. 

Are there any lenders out there that would allow the down payment on a flip to come from a personal loan or credit card?

I just had a 1300 sq ft one bedroom 80% furnace/central air unit replaced it was $3400 installed (included up charge for using credit card).

(I'm guessing pokemon cards are out! 

Our aim was to use a 0% interest for 12 months credit card to fund the staging, but we actually went a different route.

She either used a stolen card or lied to the credit card company about the fraud, which is itself fraud.

The money for maintenance and capital expenses can come from several sources such as 1) cash reserves that literally exist in an account somewhere; 2) "good" money you have access to such as a home equity line of credit; 3) "bad" money you have access to such as a cash advance on a credit card; 4) funds you are building up each month by setting aside (again literally) money into a rental savings account or your rental checking account; 5) payouts from a home warranty for specific items covered by the home warranty.The amount that I set aside each month can vary depending on the amount of rehab that I have done to a property before renting it out.

Holding Cost includes $600 Appraisal fee, Utilities $175, HOA Fee $75, Interest on Credit Cards $415.

I have no credit card debt as I have no credit card.

I have a full time job as a dental assistant making around 35k a year after tax with 0 tuition debt, 0 credit card debt with 740 score (been building credit almost 2 years ) , no car payments, pay a rent ($400) to my parents every month, I save 75% of my checks and have about 25k ready to work.