A DSCR loan, or Debt Service Coverage Ratio loan, is underwritten to the property income instead of your personal income/taxes/debts.

I completely agree with @Bart Hedgcock, my .02 from personal experience with Phil:  My wife and I took his weekend "vip" training last year, and it's a very well done introduction to several strategies and methods for creative REI.

House hacking will also give you some personal "property management" experience.

Thinking about taking a little cash out, mixing it with personal savings and going after another property with a nice down payment as a hedge against market fluctuations. 

- How many personal use days (sometimes including family or other discounted renters) do you plan to have? 

I’m personally happier entering into longer leases, even though they purport to offer premiums over market rents.

I'm looking to buy a property that's a mix of commercial and residential, located next to a train station.

If we chose to convert it to rental, and keep all that money completely seperate from our personal finances, do we do it all in his name? 

And you likely haven't faced life on a downturn, it all comes down at once and it's kind of correlated professionally and personally. 

@Don KonipolThe same can be said on note investing as wellI had a conversation with another investor and asked them “how many gurus / people with training programs are actually actively buying in the business”You could hear the crickets.