Had my ducks in a row and put most of my energy into getting the nurses suite set up!

Don't forget to set-up your keyword alerts, if you haven't already.

This seems to be the issue since it is legally set up as one piece of land.

the larger banks may not have their systems setup for it?? 

Have a multifamily that isn't metered per unit, but only 1 meter, then you include it.Best to let tenant be responsible for all they can be, meaning however your rental is set up.  

Although prospective borrowers are individuals, once they are approved for financing, their funding is sent to their LLC or company that has been set up for the purchase.In the context of hard money and private money lending, the funding provided is used to finance a real estate venture.

Or you looking to use an online service to set up an LLC and looking for recommendations?

I just launched my first STR and am trying to navigate the tax setup.

It's called a First Lien HELOC and the fees to get it set up are a fraction of the cost of refinancing.

It might be helpful to get connected with a buyer's agent who can set up an automated search directly from the MLS (multiple listing service), then you will be notified in real time as soon as a new property that matches your search criteria hits the market.