Write offer: $695 is the first one.

I did find one that would do the deal later but with the interest rate(9%) he was offering it made the deal unattractive.

You can technically submit an offer yourself, but it can get tricky.

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Consider a lending partner thats invested in your success, offering coaching and consultation to mitigate risks and foster mutual growth, which ultimately makes the loan less risky for all parties involved.

What I'm finding is have to stay active in submitting offers .

I know fannie mae offers a 5% down one time close loan for a single family home construction, but now with the new rules, does it allow 2-4 units for this 5% down payment? 

I have heard on podcasts that regional banks and portfolio lenders/in house lenders(not selling loans to freddie/fanny) can sometimes offer 6 month seasoning period for cashout refi. 

How much do you usually make an offer below the listed price?

(alternatively does Vanguard offer self directed IRAs?)