have more cash Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

It is usually not the return on investment but instead the ability to learn and relationships that are formualed from lenders to contractors etc. that can be leaned on as that individual advances in their real estate career that make these entry acquisitions worthwhile. 

I've been a banker, investor, and lender in Tampa for the past 27 years.

i'm a lender in texas and can connect you to the realtor i work with now. she is awesome. 

The money comes from the HOA dues, but if the company mismanages the funds or has high overage and people not paying, the money in the account is soft which will make it harder for lenders to lend there.

Does anyone have experience with this or other options in using Fund and Grow credit cards with conventional/unconventional lenders? 

My very first real estateinvestment was a note & mortgage creation with a sale of thatnote/mortgage at closing.

It is either a fix and flip and pull out equity or a simple equity hold from renter paying mortgage at best. 

Once we have “real deals” that work now I have an UW that I pay 3-5k to complete the official UW that we can use for the lender and equity partners. 

Anyone pursuing this strategy for downpayment funds on a more traditional mortgage or an in-house mortgage product.