So basically they are saying loud and clear they dont want any professional investors utilizing their HELOC only the accidental landlord or aspiring RE investor.None the less the product is stellar.

I run a video production company when I'm not here at work and this job has been getting in the way of me doing some jobs, and the business is number 1 priority. 

It was about how a major operational restructuring would effect the forward operation and our discomfort with the risks.

Buying artificial cash flow is extremely expensive and counter productive to the intent of investing in income producing real-estate.How do you see this increasing your returns.

I'm referring to the "Small Balance" Freddie Mac loans linked below:http://www.freddiemac.com/multifamily/product/pdf/small_balance_loan.pdfThey have a 9 month principle+interest liquidity requirement. 

There will be a meetup on Friday night at Vis Major Brewing from 6-9pm.

Is there a major defect you noticed?

They told me if you don't have someone in the deal with a net worth that is 1x or 2x the size of the deal they might not want to work with you under normal terms but will happily write a hard money loan at 7.X - 10% All these people that do a 75LTV loan from a local bank where they put down 10-15% the seller carries 10-15 is not a thing in major California markets.

I'm thinking Visio, LendingOne, FOAC, Ridge Lending Specialty products (I use Ridge) and similar.

This is a major renovation that would include interior and exterior projects.