I have found similar software for free but I was hoping to cut down on the research and trial hours by asking you guys!

If the numbers work, do you think it's possible for me to pull a heloc of my own home for a down payment, then somehow avoid using a realtor do cut down costs?

.--------------------------- Yes....That is right as per FNMA --  but some commercial lenders will go to 80% as NOT written to FNMA guidelines.Type up a generic application...pull your credit online with all 3 scores...then fax it to two or 3 or four lenders...with these instructions.1) They are NOT TO pull the credit again as your trimerge credit is included  - so no more inquiries and then they do not know who else is looking at the deal2) They have then job history and debts --- and property address so there is NO REASON they cannot give you a very accurate good faith and the property address will allow them to pull a title profile and an online AVM appraisal ---  so they know 100% what they are getting into .Because I serve three states and many times drive to see clients and properties  I do this process upfront on all my deals - so cutting the conversation very short with a bad deal.

In the end, we chose the latter because we were not sure if we would be able to stay under 75K and that our bank account might end up cutting it close if we ended up holding the property for much longer than 4 or 5 months.

Put any money down or buy for $270k and you cut $125/mo off so you’re under $1400/mo. 

The refinance loan was for a 6% interest rate, if it's through a bank you should be able to cut that nearly in half which will help.

The last thing you need is to be hit with a fine by the city because the tenant decided to stop cutting the grass.

There is a good reason the seller is offering such a low price, and my guess is he is cutting his losses.

You don't want to invest in an area that is reliant on one employer because if the company/organization cuts back, there go the jobs.

Personally, I love the intricate details and quaint ornaments that were an integral part in the construction in the 1900's, however, I'm not particularly fond of the fact that the technology utilized in these apartments don't quite cut it now-a-days.