Business owners policies OR rental home policies do not automatically include more liability coverage.  

Our targets projects include multi-family rental projects, for-sale townhome projects, select service hotels and small retail convenience centers.

We did a complete renovation on this property that included floors, appliances, roof, hvac, water heater, countertops, and fixtures What was the outcome?

Everything is included when they start, dialer, script, prospects etc. 

I've helped many of them, including one N California investor who purchased 8 rental properties here.You mention house-hacking...will you be using the home as a second home part of the year or do you plan to rent it out on a long-term basis.If you plan to get a loan, I would recommend contacting BP member @Art Shalomov, who is also a lender.

Most of the insurance, exterior maintenance, water/sewer, cable/wifi, furniture, smallware, included.

The building offers full-service amenities, including a 24-hour doorman, onsite management, a pool, an observation deck, a children's pool, an indoor playground, a Jacuzzi, tennis courts, and a yoga & gym facility.

At its low point only 1 out of every 10 homes sold in this area were owner-occupant and a major effort including grants and intervention from different groups has only pushed this up slightly.  

We did a complete renovation on this property that included floors, appliances, roof, hvac, water heater, countertops, and fixtures What was the outcome?

You mentioned "architect fees" and not all the others that are frequently required so I am not sure what your quote includes.