Rates ticked down the most in a week for 2024, last week so sounds a hair high..we just priced a DSCR purchase for 5+ units just below that..Check in with @Joseph Chiofalo for a quick quote.

I don't have the data (although this is something @Dave Meyer will hopefully look into) but I don't think new construction will appreciate as fast or as well as other properties.

These carve-outs are typical in commercial real estate loans, including those backed by Freddie Mac, and are designed to protect the lender without necessarily compromising the loan's non-recourse status under IRA rules. 

At this point, this tenant sounds like they're all bark with very little bite - I'd just keep documenting everything in writing (as it sounds like you've been doing) and sending everything to them via email as a backup as well, and only involve the lawyers if the need actually arises (e.g. if they file a rent escrow action; if you need to start eviction process for non-/partial payment; if you get them to agree to a mutual lease termination; etc).If you do end up going with the carpet replacement option, I would also recommend going one step further: in addition to replacing the carpet and the padding underneath, also take that opportunity to put down a coat or two of heavy duty Killz on the subfloor before the new carpet gets installed. 

I flipped my first house at 20 as well!

Well, fortunately they didn't listen to me, sold at a fat profit and bought a house in Boca Raton. 

You know you need to address it and you've already stated that your lease protects you from this type of issue- quiet enjoyment and damage to your property. 

My agent is showing the ropes on the math from purchase price to the ARV and the difference of the cost in between and also I have a friend who’s a millionaire who does fix and flips mentoring me the way as well.

I saw on Seth's website he actually did a review of Mark's program and ultimately recommended it (while mentioning things he didn't like as well). 

This as well - what do you mean on "obviously can't DSCR it" - to the contrary, DSCR Loans have become the main option for BRRRR Refinances ever since the GSEs upped the seasoning requirements for cash-out refis last April