But brokers have one goal when they talk to owners: to get you to list your property with them, so they can keep their desk at the brokerage.

My goal is to cut on the amount i work and stay home more with wife and help raise the baby. 

I look forward to learning as much as I can from this site as I progress to my goal of financial freedom.I am an Accountant and I work in Government. 

So if your goal is to create some passive income from REI, I would say do the work to get over the paralysis and execute your original plan.

I feel now is the time to start investing in real estate.My goals are more along the buy and hold lines than flips.

In fact, I've been trying hard to meet 100% as a personal goal.

Depends on your future goals .

Cash doesn't change the market price of things.it gives you an edge in negotiating, because you can close faster. it allows you perfect liquidity when deals pop upcash is absolutely king because of it's flexibility.

Seems like the cash flow is close to 0 which is not bad if your goal is to hold until it's free and clear. from the rent/purchase-price ratio it seems like a decent rental and cash flows positive if you do 30 yr which is something to think about.

Higher and faster during the snow melt season.