BP,     After 2.5 years of studying all things REI through this wonderful website and searching high and low....my wife and I finally purchased and will owner occupy a two family property and can not be more excited. 

I currently got my first job as just the other day crap money and hours but I've finally got a job now so I can get another one easier as I now have an american "previous employer"What I'm trying to get at is, is it easier to try get a property from a landlord with a lease option as I don't have credit etc or wait several years and get one through a bank?

Frankly, a lot of BAD deals have been coming through my pipeline, but I remain hopeful for the needle in the haystack to finally appear.My question has to do with best practices for following-up with owners that have properties that I have no intention of buying. 

Frankly, a lot of BAD deals have been coming through my pipeline, but I remain hopeful for the needle in the haystack to finally appear.My question has to do with best practices for following-up with owners that have properties that I have no intention of buying. 

I'm finally ready to take the plunge and think I found a great property to buy and hold.  

@Justin Robert so I forgot final numbersHouse A cashflows about $600 total after the mortgate/insurance/etcHouse B I expect to cashflow about $700 total after the mortgage/insurance/etcAt least they're cash flowing, but for 2 properties totaling $850,000 in total home value it seems like if you had eight $100,000 properties you could make like...40% more rent then these 2.

Finally, does anyone suggest any other lenders for this type of deal? 

BUT, the first side of our duplex is finally listed!

Bring someone along is a great choice, if at all possible.

I believe the only choice is purchase or if you already own it then it’s a refi.