American Heritage FCU - They are credit union in Philadelphia area, but I do not believe they have restrictions on residencyI don't know too much about CUs in the Bay area, buy you may want to also look into First Technology Federal Credit Union (Palo Alto), Provident Credit Union (Redwood City).Finally, you can get a list of credit unions that anyone can join here.

However, if you are studying American History or French Literature, your degree may not pay off with the same benefits. :-) 

I also use first American title located in El Cajon.  

Not sure we'd ever choose to not house hack in some fashion or another.We also have W2 income, plus a handful of other SFR rentals, just sharing details of this house hack.

Pros and cons:Pros: it's Americanized, you get beautiful West Coast sunsets, The prices are good (but rapidly increasing), you could get good rental rates on short-term rentals during the high season.

I've worked with Mid American in Lawrence that offers 10% down of the project cost, but will not loan outside of Lawrence.

My name is Erin and I’m an American citizen living in Canada.

Then marketing our own excursions via our hotel (I.e. investment) to mainly North Americans and Europeans.  

According to the American Apartment Owner's Association, the #1 reason is:  'Failure to manage to the lease.'

That sounds like old fashion Argentine politics P NW, thanks for the updates.If I were to invest I think I would take my chances in Uruguay.