Definitely worth the extra money. 

It was necessary and worth it, but be sure you have a comfortable amount of extra cash on hand for major unexpected surprises like this.

Used extra basement square footage for additional bedroom What was the outcome?

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

The extra 1 BR and 1 Ba come from existing space. 

I was able to get the interest from the original note at 5.75% down to 3.25% on the new. so my question is, is it worth pulling the whole $145,000 and paying the extra $400 a month or only pulling $80,000 and keeping my payments the same. 

The land isn’t buildable the neighbor just wants to buy an acre for extra privacy.

Always have extra cash for the unexpected.

And not sure exactly what the expense per reservation you are being quoted for proper, but you could always just charge an extra fee to help cover the insurance cost.

Thus giving you an extra income and more business experience.And congrats on reaching your final year and capstone project!