If going to ceramic, you can install the subfloor directly over the VCT.The difficulty in removing VCT varies greatly, depending on type of glue used, age, time of installation, humidity, temperature, type of subfloor.

The houses are located directly next to one another.Currently, I have qualified for the mortgages b/c my wife is still in school and therefore has no material income (~15k/year).Both of us have very good credit scores, but her income poses problems when it comes time to get a mortgage.My current intention is to have the mortgage in my name, and the title of the properties in both our names.However, next year we would like to purchase another two houses.House E (investment property - SFH)House F (investment property - SFH)My concern is that there seems to be some rule, or difficulty, in securing more than 4-mortgages in the same persons name.How does this rule work - does it only depend on the mortgage?

Also one thing I’m not seeing addressed here is the difficulty in finding 10 or more properties that will cash flow at 5% down.

For example my motivation is to invest in HI, but to live/work remote there , to retire ; so even with all STR difficulty that's created by gov. , I see that only as a small hassle.Also many Hawaiian towns offered a lot of varieties in terms of lifestyle, you could have Waikiki but if you are into Oceanport you have Kona and Hilo as well, with Maui if you are into whitesand beach.

There are many property owners in Toronto who are staring financial difficulty in the face.

Which made BRRRR’n difficult. I

There are thousands of private lenders and many ways to locate them (Ex: https://aaplonline.com ) With respect, if you are having difficulty finding one that will work with you (on tolerable terms), the problem may be that the loan you are seeking does not match the criteria of most private lenders.

The listing description seems to be advertising that you can but to my understanding that's a lawsuit waiting to happen.Alternatively, how difficult is it to get approval for permitting a detached property?

Condos have tough HOA's that make Airbnb difficult. I

I've had difficulty finding a good property manager in Lexington Kentucky as well.