With your first duplex it may be difficult to eliminate the entire mortgage.

That interest will start adding up quick, especially since your loan balance will be above the purchase price of the home.

Of course those are difficult to find, but definitely possible.

You don't go there for a reasonable balance of reliability, speed, communication, and rate, you go there for ONLY rate, rate maxed out at the expense of all the rest, and ONLY for A+++++ paper clients who aren't in a rush.

Future initiatives in the area is a little more difficult as you will have to go to local government/news sites to see if they are talking about anything regarding this.

@Andi Sjamsu, sub $400k is going to be very difficult in either of those towns.

Watch out for the  "balance due on Sale Clause" in those Subject to deals

The remaining balance would be a taxable distribution, right?  

Landlord rules are you install it as a permanent structure its mine (insulated and walled the garage) temporary it's yours (huge wall storage, which is too difficult to move he can keep lol)Would I be considered a dirty tenant I don't think so.

I owe about $8500 on my car, $1k on my computer (needed for school at the time), and a credit card with a balance of $500.