Address 999 Barry Rd - VTAcquisition date October 2015Estimated value 300,000 (300k)Mtg balance 240kMtg payment (1675 monthlyProperty taxes monthly (included)HO insurance premium 840 annually (included in mortgage)HOA fees if applicable (n/a)Monthly rent Primary residence but rent 1 room out for 1000 per month with utilities)Address 3014 Mallard DR - ColoradoAcquisition date May of 2013Estimated value 220kMtg balance 175kMtg payment 1150 (month)Property taxes monthly (included)HO insurance premium 2057 (annual)HOA fees if applicable (naMonthly rent 2200 Gross (550 Per Unit)Address 138 Hoffman Dr - PAAcquisition date Jan 2008Estimated value 80kMtg balance 61500Mtg payment 440 (Month)Property taxes monthly (included)HO insurance premium 376 (annual)HOA fees if applicable (n/a)Monthly rent 600Address 918 vickroy Ave - PA 15904Acquisition date October 2015Estimated value 20k ($20,000)Mtg balance (n/a)Mtg payment (n/a)Property taxes monthly (unsure)HO insurance premium $924.15 annualHOA fees if applicable (n/a)Monthly rent (duplex 1 unit 400 per month) (Other unit vacant but rented for 300 per month)

However they audit escrow accounts annually and refund any balance above a certain total (I believe it's 13 or 14 months total escrow allowed).

I have a difficult time comprehending things when there is no set time spent breaking down one concept to another.

Apart from this is there anything you're going to learn in the course work that is significantly more difficult to learn on your own?

Im trying to get better leads in south florida but its extremely difficult. 

This should not be difficult to find especially from as many property providers here on BP. 

@Brian Gibbons    is correct in reality, while there are lenders that can make loans after the discharge, they will be difficult to find, conventional mortgages require 2 years, in reality that will be 3 years and depending on the reason for the bankruptcy it can be longer, there is no requirement to provide a mortgage at any point in time.

Been on the market for several months, not a lot of traffic (remote area)I have a potential offer coming through with owner (me) financing, 20% down and balloon the balance in 2yrs max. 

Something to keep in mind, depending on where you are at: there can be so few MFH on the market that it becomes difficult to tell if something is a good deal or not - you often have few comps to look at, either past sales or current offerings. 

This seems like it could potentially tie up a fair bit of capital and would make it difficult to bid on multiple properties simultaneously.