Or is this an approximation extracted from debt to income ratio?

Should I be worried about basing long term financials on a government organization that is roughly $20 billion dollars in debt?

The Solo 401(k) also has the advantage of being more favorable for real estate investments using debt-financing such as a mortgage - as the 401(k) is exempted from a small tax called UDFI that an IRA would pay on the percentage of income derived from the borrowed money.So, as you continue your research and get feedback here on BP, think about what type of program will best suit you needs and be sure to ask questions along that line.

You have any debt on this property?

Originally we were going to out it back into the principal to pay the house of quickly (like 3-4 years) and eliminate our debt to fund retirement savings faster.

Cost segregation combined with bonus depreciation is huge.A lot easier to 1031 one 100 unit property than 100 individual houses.Apartment rehab often stays below the $2500 de minimis safe harbor per item (because apartment communities don't pay retail) - which means immediate deduction and no future depreciation recapture (i.e. an HVAC replacement may only cost $2400).Some apartment rehab above $2500 per item can be immediately deducted if it does not meet the 20% "unit of property" rules (i.e. replace one HVAC system in a ten unit building).

I understand this is no longer an income, but it is more specifically a reduction of debt. 

If houses with debt or that you'll want to refi EVER, I say zero LLCs.Commercial property?

Plus, interest income is taxed at ordinary income rates.If your dad lives in a high tax state like New York, his combined federal and state marginal tax rate could easily be 40% or more.

Hello BP Members,I live in Los Angeles California, and today I have completely got rid of all the debt I have.