Hey guys, I am new to BiggerPockets and just started my journey in the last couple weeks and have been consuming information like crazy while determining what direction to go.

@Jeff G.Dodd-Frank doesn't actually address lease option.What Dodd-Frank addresses is consumer financing.

Soon, consumer demand dried up, as everyone was underwater on mortgages, credit cards, etc.

This means that the property is your homestead, and any activity falls under Dodd Frank and the Consumer Finance Protection Bureau, as well as state homestead laws.You can not have a partner with an equity interest in the property unless (1) they will also reside in the property as their primary residence and (2) they also qualify for VA financing.You can not borrow any part of the down payment; if you do without disclosing such it is criminal mortgage fraud.

creating a "wholesale business" as you know can be very time consuming and work intensive. 

The podcasts, webinars, and forums have consumed most of my time sense I've literally become obsessed with pursuing my first deal.

The podcasts, webinars, and forums have consumed most of my time sense I've literally become obsessed with pursuing my first deal.

The podcasts, webinars, and forums have consumed most of my time sense I've literally become obsessed with pursuing my first deal.

If you've owned the property for more than a year or two you will have data on how much fuel it  consumes.

It definitely can't hurt to get your license, but you should know that it can very time consuming and costly.