I am just starting to get my feet wet, and felt like I am educated enough to where I can start taking action.

Consumer debt to income ratio can be a problem,  as can excessive student loans.

Are there any actionable steps that I can take to prepare myself for what I’m about to do.

Any words of advice on what's the best coarse of action?

It also specifies what actions a landlord must take to use the funds from the security deposit. 

I have a feeling she will try to find problems with the house the longer she stays as we are doing some construction and as mentioned it's an old house in the meantime to seek legal action as she did with her former landlord over code violations she finds or creates while living in the house. 

That being said if consumers are spooked and stop spending money, that could tailspin the economy.

We envision getting the reward, and how we’ll feel when we do, and that propels us into action.

The seller insist that he will sue me and get with an attorney and will proceed with his actions on his end.

Maybe it will help with my accountability and hopefully start taking some action soon!