Thus, I make the claim that BofA IS at fault for my situation due to their original counsel to miss my payments and then their lack of communication or consideration of my modification.Thankfully, I am now able to make my house payment.

That was less directed at you than in general to the argument against college.What you contribute here, whether I always agree or not, is generally well thought out, thoroughly addressed and well communicated.

If students feel any disconnect or disrespect for authority between themselves and their landlord, they are more likely to ignore rules, destroy property, pay late, etc...keep the lines of communication open!

The agent had stopped communicating long ago, and another agent notified me that the property finally closed.

At least that has a chance to get some communications started.

How would I be able to communicate with you?

Each of these claims cited a violation, such as "Failure to Make Reasonable Accommodation", "Refusal to Rent", "Expelling a Purchaser", "Applying Different Terms and Conditions", “Steering” and “Circulating Discriminatory Communications”.

The extra $$ you may get are offset by the extra communication required.

I have been replacing the flappers with a system that is cable operated and I love how it gets rid of the chain that always seems to break.

I would include maybe 1 or 2 stack cards with relevant information and what will make your style of communication different, unique or better than what they are currently receiving.