They're smacking homeowners with high late and attorneys' fees. 

They have been late with rent a few times, but they've never missed a month.Last month they were late and I charged them a late fee.

I'm thinking it makes more sense to set up the account first but the drawback is that I have to start paying monthly fees immediately? 

So this is my question do I charge them for the full replacement of new carpeting or do I pay for part of the new installation of new carpeting and if so how much would be a fair amount on my part?

HVAC is 5yrs old Plumbing is good unsure of the age.Purchase 88k Loan FHA 3.5% down bed/bath 2/1 each sideSide 1 is currently rented for $440 (below market) by $45 for the sizeSide 2 I will be living in with a roommate and room rent is $330 (median market for a room for the size)Side 2 COMPLETELY RENTED will be $675 (median for market)Owner pays near $180 for water a month and tenants pay the rest of the utilitieswith mortgage, insurance, taxes, fees, monthly payment to own the property is $611.87I am really just trying to cover all of my bases right now. 

Hi all,Tell me if this is a good idea or not:There are multi-family properties I'm interested in buying, but I don't have enough cash to cover the down payment + fees without wiping out.I was thinking of taking out a personal loan to cover between 20 to 50% of a 25% down payment.

What are their charges (some companies will nickle and dime you)?

Quick close, no realtors fee, cash.  

I'd recommend finding a wholesaler in NJ (check out the forums here on BP) and ask them for a referral fee (or 50/50 profit split) in exchange for giving them this lead.

The money you receive from your buyer should be enough to bring the loan current, pay for any liens, lawyer fees......etc.