The Guarantor has an ownership or family interest in the Principle (Borrower) -- Is it sufficient to simply include this as a recitation?

is a boast for a commercial borrower or lender, as in "5.75% and a 25 year term with 30% down, not far off of Fannie!"

I am/was planning to bring the cash to close (option #3).Since I was planning to borrow nearly half this money (thinking I'd only need it to close escrow) I will have to structure a different deal over a much longer term. 

Of course, due to conventional guidelines on mandatory waiting periods (for primary residences), the borrowers had to wait a few more days to close. 

On the upside the interest is fixed like in a CD and it is passive once the borrow and the asset that the loan is secured by are both vetted.

Example: Borrower uses FHA to buy a Tri-Plex where they can use the income of the other unit to qualify for DTI purposes.

They basically found a way for to borrow a bunch of money from the bank, which is basically getting a loan whether you call it a refinance or not (who really cares?).

The maximum amount that the plan can permit as a loan is (1) the greater of $10,000 or 50% of your vested account balance, or (2) $50,000, whichever is less.For example, if a participant has an account balance of $40,000, the maximum amount that he or she can borrow from the account is $20,000."

This frees money to originate and package more loans.Servicers are in financial trouble they had to front the money for forbearances to investors, many are merging to save the ship.When a loan has been serviced for a while it can be sold for many reasons:1. doesn't fit the location of bulk of the loans they service 2. borrower is difficult, borrower changes insurance and doesn't comply, insurance goes unpaid or taxes, borrower slow pay, borrower changes title, borrower complains ...3. borrower files bankruptcy, borrower has insurance claims and doesn't complete the rehab, Servicers are not all the same.

I have land worth around $80k and would like to utilize the equity in the most efficient way. will banks let you borrow against your land equity?