Darby Township is actually pretty nice.

I could be wrong, but I'm pretty sure it's only on your profit (and depends on what your actual basis is...).

I´d love to see this reality more prominent in the future but then have to tie myself back into the present moment and strategies my first step.

So we are actually in need of 2 leases, i want one for the SFR that covers specific items like the tenants responsibility to maintain the landscaping, and one for the Townhome that covers things like "abide by the HOA rules or you are violating the lease". these are relatively minor differences but very important. so my question is........should i look to buy the package from BP and go to a lawyer to tweak that lease?

I received some amazing feedback in another discussion I started here:https://www.biggerpockets.com/forums/432/topics/584285All the advice I received was great and I'd like to give a warm thanks to everyone who responded.So as a follow-up, I just thought I'd post a more direct question with actual figures.

What will you actually do with the $9k?

One of my sets of loans I don't believe I can actually start paying back until December and the other one has the choice.

I've never actually had to charge that. 

I actually started a thread about it- very frustrating... they will wait until the last minute to spring it on you and beg or bribe...And yes- SFH vs. apartments is a world of difference.

Get some more quotes and go with who'll be the best value and will actually show up.