FHA also has self-sufficiency test..

The licensing process in Montana consists of a 4-day course costing $400 and a standardized test.

The reality is when they underwrite these assets they do a stress test model.

Big changes in soil moisture will absolutely cause movement.That said, I love buying properties with foundation issues; it limits the buyer pool drastically.Caveat, if the property has cast iron drain pipe, make sure you add into the contract that the house must be able to pass a hydrostatic test (a good idea even if there was no prior foundation repairs).  

The new investment SFR I bought has well on property.The water is tested clean.What are the advantages/Disadvantages when renting and the cost of keeping it up over the years?

So for instance, if they could give $1000 in rent based on the rent reasonableness test (comps) but I only ask for $950, I'm getting $950.   

If, for example, you spend 10 hours per week in your lending business and 20 hours per week managing your rentals and flips, you might qualify yourself.Your wife might qualify if she meets the 750-hr test by herself.

I am always a fan of tile backsplashes in a rental, white subway will stand test of time. 

Sorry, how did you do on the class test?

You need to test the market for demand.