This is a high risk investment for anyone to consider and your best bet is to find a long-term job and qualify on your own.1) Two people applying for a mortgage will go against both applicant's DTI in full.2) What if there is no cash-flow and no equity/ appreciation.What can force you to sell the property keeping her in a bad investment3) What is the market turns and you are not able to refinance the property?

Any wisdom or insight would be highly appreciated, as this would be my first big real estate move!

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The equity gained during that time from being in a high appreciation market, combined with not having much rent and being able to save for a down payment on property #2, was truly life changing and totally worth it. 

In my experience on my commercial sites (with restaurants), roughly 1 acre out of the 4 acre site could be eaten up by a septic field.

If I was to hire a property management company, who do you recommend that serves North Texas?

If the property can be sold with conventional financing I am on the other side of things (and the minority) they seller financing is a bad idea due to the risk and the returns especially when considering tax ramifications The idea behind it would be that I sell using seller financing to continue to cash flow each month at a high effective rate with the amortization schedule and put a balloon after 7 years so that I can collect the full amount once the effective rate in the amortization schedule starts to balance out and not be so lucrative in my favor.I’d love to hear more of your opinion on that idea! 

Looking for recommendations on how to screen a Canadian citizen for my property in Florida.

Any recommendations on landlord insurance in Los Angeles for a single family residence? 

(We were planning to move back to our rental and rent our primary due to higher rents so started to rehab the primary then found out insurance would not insure us due to the high fire risks if we changed so ended up rehabbing both houses and burned the savings).Our dilema is we don’t want to sell either of our current houses due to excellent locations and appreciation potential but want to progress with more rentals.