For true private money lenders (not hard money), both parties naturally need to be protected but more so the lender since their money is at risk.

I am up near Lewiston  and have some experience in the more rural areas of Idaho would love to meet up some time.

If you are new, you want that contract to be tight, but more than that, you want to be able to explain transparently what you are doing and that starts with a streamlined contract with assignment clause.

New to real estate investing so any help/recommendations means more than you know :) Does anyone know what would be the easiest or most efficient way to go about getting a new quadplex built in the Greater Atlanta/surrounding area?

I’d be happy to connect with you more on your scenario to discuss in more detail what you were looking to accomplish.

Many who have invested passively in real estate the past few years are in deals not going well and they are much more risk averse and are doing a lot more due diligence (unfortunately from lessons learned from not doing it previously)Plus as mentioned risk free return vs risk adjusted return does not make it very enticing for investorsWhen it gets to deploying capital we have more deals than we know what to do with.

I put some numbers below into this Rent or Sell calculator.https://www.narpm.org/members/resources/rent-vs-sell-calculator/ESTIMATES ON ROI (15 year time frame)at 5% Appreciation would profit $100K if SELL nowat 6% Appreciation would have $3,500K more if KEEP and sell after 15 yearsat 7% Appreciation would profit 122K if KEEP and sell after 15 years(Assuming a conservative 6% ROI on money invested from sale.)NOTE: The property appreciated 10% in the last year so I’m thinking 7% over the next 10-15 is reasonable.DETAILSSale Value: $520,000 (Best guess)Paid: $437,000Original Mortgage: $415,000Mortgage Balance: $380,000Interest: 3.375%Monthly mortgage: $2,899Mortgage Difference: $1064Annual Taxes, Insurance, HOA etc**: $20,345**$13,865 (Non Homestead tax) $4,680 (HOA) $1,800 (Landlord Insurance)Monthly Rental Charge $3,500*Appreciation 7%Years to Hold: 15More assumptions used in ROI Estimates Above90% occupancy,15% capital gains charge6% selling feeRate of return on gains if selling now instead 6%Annual maintenance 1%Annual rent increase 4%$3,500 is slightly aggressive. unlikely I could get more.Thanks in advance for any constructive thoughts and comments!!!!

If he as US credit, he will have more options.

It seems to me that the supply of housing is important to the citizens of the city, and the Mayor & City Council of Pomona should know more about what housing providers do and how they operate.

My rentals which I believe is the way to go because every month you get money in your pocket if you’re good enough it’s all about cash flow and I will teach you how to make 1000 per Door, maybe even more