I would bet you that someone like Will B who is a huge contributor to this site would put up a profile pic if asked or required.

Obviously you know that your best bet is with an agent that belongs to MLS.

Go and buy some rental distressed rental properties for cents on the dollar, rehab them then refinance them and pull his money back out and still cash flow.

If you have 4 or less mortgages you can get a refinance of up to 75% so if you can find a property where a HML will lend you the money and 70% will cover purchase, rehab, closing cost/insurance and loan fee's then you can do zero down.

I think "this" actually refers to the refinance itself.

You've made it difficult to refinance by putting in the cash and credit card money.

I am looking to refinance my current mortgage with private funding I have been looking and getting some curious responses which are reasonable. 

@Arthur- You nailed it.I wrote a BP Blog post Monday about Sam Zell.He thinks that 2012 will be tuff on investors trying to refinance in a falling market.Mark, we are in for a bad year.In the mid '70's-80's, I owned rentals.

10 years ago we did a refinance with a $600 escrow fee.

I bet some of them are people looking to assign the option.