The other quote is $4,500 for a system made by Trane/American Standard with a 10-year parts/1-year labor warranty.

Without people lime you, we wouldn't be in potions to live the American dream....so thank you.Your goal is definitely attainable and I highly recommend going to local REI meetings.  

Hi there James, a few companies such as Guild Mortgage/New American Funding do have these 1% down programs as well as 203k loan programs.

The guy I was talking about went to American seminars and read American books.

Corelogic is the RE data spinout of First American Title.

As American society teaches that a person's self-worth is all about the stuff they own. 

So it is definitely more to it so do not let these american podcast make you think it is all relatively easy.

You will be worn down to a little nub, and sooner or later, you'll be just another bozo in a house that costs too much driving a car that costs too much living a life where you can't pay off your credit cards (like 60% of Americans), caring about the financial judgments of your social status made by broke people, and making one excuse after another about why "I just can't get ahead...I just can't."

My goal is to not have to work an extra job to get us through medical school with our clothes still on our backs, lol.I currently belong to American Eagle Financial* Credit Union.

Things do get better as you move west however (see map below)The average rent according to the most recent american community survey is $875, which is lower than neighboring Chicago's average at $1,029.