Owen what you are saying is if a storm caused extensive damage to not only the roof but other parts of the structure as well, that damage may still exceed the high deductible, so it may still be worth the additional premium.

I noticed there are a few single families and foreclosed homes in that area as well.

To do well, look at the home's state and prices of similar homes to get an edge.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

With that being said some other providers out there will not be willing to do what you're doing in vetting your clients.

Might take a couple fix and flips to get enough cash to provide the necessary down payment for that.

Looking for some advice, so I'll try to provide as much info as possible.

Also most universities have some kind of housing office that can point students to common rentals as well as on campus recomendations.

.- Closeout and overstock stores: Places like Floor & Decor or local overstock outlets can have great deals on flooring and other materials.When choosing between Home Depot and Lowe's, keep in mind that both offer price matching, with Home Depot often providing an additional 10% off.

Plug in with some that way and then ask that lender for references as well.