The walls are Agreeable Gray. 

I have $10,000 saved and I don’t want it to go to waste, I want to invest it but have no experience... anybody???

They don’t want their time to be wasted, so if you show you got the funds to get something done and desire to do a deal they’re not going to want to rub you the wrong way and lose business.

I think prevalence also depends on the exterior wall material - stucco, brick vs wood

Brought out 3 termite inspectors who informed me that they can do spot treatment, but that termites have most likely infested in the exterior walls and roof, possibly the basement as well, which will require fumigation.

You could just be some guy messing around wasting their time.

Private and public utilities is a common term when describing water and sewer source.. private well, septic tank, waste water plant lagoon are tricky when underwriting the expenses..

This is an area I believe not often explored and has led many to waste a lot of time waiting to refinance or worst waiting for appreciation, while great cash cow deals pass them by weeks after weeks, months after months, years after years. 

Am I wasting my time by doing this?

Be sure to include a clause about waste disposal and enforce it.