I always start out with credit cards.  

You don't want to rush to purchase a property without a safety net then have something major happen and be unable to fix it and/or have to use credit cards with a high interest rate

If they are from out of town........be warned.The reason there are so many speakers promoting programs is because the owners of the REIA get about 50% of what ever is sold.When you attend the next REIA, leave your credit cards at homeWishing you luck and success in this business.Charles

In my experience, people fear being homeless nearly above all else, and if it's a choice between stiffing the credit card company or the landlord and getting a pay or quit, it's going to be the CC, basic hierarchy being food>housing>utilities>vehicle>niceties>other obligations. 

Ask for their business cards, learn about them.

Hand your cards to everyone who might be able to help you.  

I have a single family home that I purchased with Hard Money at 14%...I then maxed out 2 credit cards to rehab the unit and it quickly rented for $850/month...I currently cashflow $150/month after I pay my lender...I wish to refinance, but my credit took a hit when maxed out the cards...I was listening to Brandon on Biggerpockets and gave me the idea to take on a credit partner...I owe 33k and the house should appraise for 95k...how do I construct a deal to get this done?  

The other posters forget, as I occasionally do, that those who are new to any community, online and otherwise, what its like when trying to enter a conversation of strangers.Go ahead, complete your profile, upload your face pic do we know you look like, in case we bounce into you at my favorite restaurant in Ventura, Sushi Marina.Entering the conversation is easier if you read lots of posts, including the how-to posts, blogs and many, many others who have posted essentially the same questions as you have.Candidly, others get fatigued by repetitive questions, especially those by new, future investors that can be searched for easily. 

Digital business cards?

You bought a note, you played your cards a certain way, now you own an asset with no equity.