Oh, and something else that i thought of...BTW, don't get too caught up in one particular lead type.

What type of property?  

I don't do lower income rentals anymore, learned enough lessons with those types of tenants in Fl.

We are both experienced with various types of home building and improvements.  

What would you consider the a/b areas where you will get professional type renters?

A lender that mostly does white picket fence FTHB type math isn't going to cut it. 

I handle all types of escrows statewide, let me know if I can be of any assistance. :)

It's always nice to see another islander starting out in REI this is a great place to start I advise reading as much as you can on the type of investing you want to be doing when you get the chance also listen to the podcasts their great tools you can use on here as well.

@James Carpenter what type of deals are you looking for?

There are obvious pros and cons to both ways, personally I prefer the per plow type but for budgeting going with a monthly charge might be better.