We are starting out our first STR and are looking for a PMS as we begin find our 2nd. 

Where are you finding your deals?

These are invaluable for finding good cleaners, repair people, and other recommendations. 

I'm trying to find out how we can split the property with her living there for a year and me not living at the property.

Chances are you will also have higher vacancy rates, higher repairs, and you may have tougher time finding property management.

With hard money loans I'm getting 10% interest rates (wish I could find something in the 7% range, with 10% down payment).

Here are a few things to consider..Work for an Established Wholesaler:Consider finding a reputable wholesaler in your local market and offering to work for them.

Is anyone still finding BRRRR opportunities in B-/B neighborhoods? 

How many agents have you interviewed to find someone who knows what house hacking is?

We’re one of the few property managers that require W-2’s and a bank statement and we go way beyond the traditional, “income must = 3x rent” qualifier.Below is more information about what our Applications Department does to screen applicants and find the best tenantspossible for your property.Required InfoWe require the following from each applicant over the age of 18, that is not a dependent of anotherapplicant (as evidenced on a tax return):Copy of acceptable state picture IDRecent YTD paystubRecent W-2Recent Bank Statement, all pages, no info blacked outRecent tax return if self-employedCredit HistoryMany companies use credit summaries, but we find these rarely tell the whole credit story.