Hello Amia I would like to talk to you and your business partner via email if possible I'm new to the website I just have a few questions just watched the webinar by Brandon Turner.

The best is to prepare for the worst, talk to a lender now pre=quality for a refinance ,make sure of your numbers when buying the asset 

I can't tell from your post, but if you are just speaking of multifamily meaning a duplex or triplex to house hack to pay your mortgage, then I would focus on where you can get a good professional job first, then look in that market for a place where the numbers work to house hack.If you are looking at larger multifamily in Memphis, then try to talk to @Erik Nowacki who moved from CA to Memphis to own and manage multifamily.

This isn't even talking about knocking it down and make a new house...

He talks about how you can take almost DOUBLE the depreciation on each rental if you do something called cost segregation.

I have no clue what you are talking about.

If you're talking about a 20-25% down payment amount you're probably beyond the gift limit for tax purposes as well.

Most folks will love to talk about themselves.

I will talk to my realtor about the disclosure laws today.  

I am currently talking to a couple sellers.