If lenders lend based on the hypothetical possibility they there would be no loans.Hope this answers your questions and concerns.Upen Patel, Mortgage BankerFederal NMLS# 1374243

And I doubt the lender will allow you to say who he can and can't lend to. 

If your financing the house, it will get appraised so the lender will not lend more than the appraised value anyway.

Additional note: I've read numerous accounts of syndicated deals and such, but very little about the intermediate steps to setting up the syndicate. 

I can't picture in my head how a house from 1930 would have the type of architecture that would lend itself well to this effect - maybe you can post up a picture? 

Hi Paul, Multifamily 5+ units require commercial lending.

Am I better off trying to put together a deal via syndication or as a wholesaler and get a cut and build up a bigger cash reserve so I can clear the defaulted loan off my report ( rent and cost of living is insane here so I haven't been able to)Does the student loan prevent me from getting any mortgage? 

Your marketing should lend itself to that experience. 

Hi-Hopefully I'm stating this correctly:HELOC -> has closing costs and is the equity being pulled out of the house up to a % of what the lender will lend on the property (ie 60% or 75% LTV).

Listening to Podcast 006...Arthur Garcia said this:"Partnering with someone to lend your credit score for percentage of the upside" as a way of getting loans...Can someone put this into laymans terms?