They look at your global financial picture to see if you are lendable and one bad investment can cause if an application to be rejected. 

Any room rental use not conforming to these conditions shall be considered a boardinghouse, lodging house, hotel or motel, as applicable, and shall be subject to the requirements for that use.A. 

Since you have licensed agent I am guessing you have Realist or a property tax application available$15.00 - post card design and create$35.00 - 500 postcards shipped to you (single side)$170.00 - 500 postcard stamps$30.00 - Printer ink to run them through the printer and put on addresses and return addressesGo into Realist and pull up a specific area where it was purchased 10+ years ago and is not owner occupied.

They would bonus him just to take the loan application, regardless of if it had any chance of closing or not.

What about certain software or apps?

When evaluating applicants they all get the same rent and treatment, but there are usually enough non-discrimnatory reasons for the rents to be different after that.

Anyone know better software for real estate analysis?

Hi All,New-ish real estate investor (I have a couple of buy-and-holds and am working on my first multifamily deal) and erstwhile software developer here.  

Trying to use H&R Block software but it will not let me enter 0 days rented in the interface so I currently have entered 58 which is the number of days of ownership. 

Are you in a position that you do not have other applicants.