When they renew, I do not charge anything additional.

In the event one or two houses does become vacant and you have used leverage/debt, hopefully you've received good interest rates making your payments affordable.  

Keep the insurance in the homeowners name (you become an additional insured), get a durable power of attorney from the homeowner, and make the payments on time!  

If you do sell within the next three years, you'll probably come out even, as you added the additional loan costs to the principal you need to pay down and your house will may be underwater (assuming you bought at market and there isn't crazy appreciation where you bought your house). 

To add insult to injury, I also received notice that the property in un-insurable.

My question is should I have payed the $72,000 and but additional $15,000 in to the duplex and see if it cf at $87,000.

I also am very interested in wholesaling real estate for starters just a fast learner and willing to receive help or mentoring from someone near my area .

I spell it out in my leases, such as the below: Additional appliances included at Property include: __refrigerator_____________________.

The seller disclosed the long term leases on two of the units, but only provided the expired, 2 year old lease and the rental increase notices for the other two  and did not produce the additional long term leases that tenants shared with me.I'm in a bind here, I can't break the leases and can't stay in compliance with the loan terms.I've already reached out to my agent, who is fortunately a commercial brokerage with an attorney on staff, but have not heard back.

On the main page is a link to "Forms for eFiling" which has copies of the Original Notice FED (and/or MJ) that you'll submit, along with a Verification of Account (for each tenant). https://www.iowacourts.state.ia.us/Efile//Once they accept the filing, you'll receive the court date/time back from them.