Tampa, FL:I am extremely new to buying property.

Some won't lend on a residential property (less than 4-units) with a conventional residential loan product, while others will. 

This home taught me the extreme importance of doing your due diligence and picking a good home inspector.

I do realize Baltimore is one of those cities that can be extremely varied when it comes to sections and neighborhoods.

If you offer someone 50% of the deal or some extremely high return, that also indicates a high amount of risk.

Including value add properties may expand your purchase pool and obtain ROI that is extremely hard to obtain via cash flow only.By the way: Love the Black Hills especially Crazy Horse (my favorite man made item, I have visited it 5 times over the years starting in 1995).Good luck

A by product, absolutely buy your WHY has to be deeper than that.

Love how it looks but not happy with the product I chose.

The information provided is merely the opinion of a non-attorney and should not be relied upon to make any decisions.Troy,Thank you for the extremely thoughtful and informative response.

I offer a wealth of products, but I focus mostly on investment property financing, both purchasing and refinancing.