HI Dan,In each area the providers for non owner occupied HELOC's varies its usually the smaller community banks or credit unions who offer these.In the offshoot chance its a bigger player like wells fargo it will be around 60% LTV and the rates are pretty high I hear around 6.50% - 8.00%.Since I noticed you're practically down the street from me you can go to:- BECU - 70% HELOC's on 1-4 non owner properties and they will often pay for your appraisal and closing costs- Red Canoe CU - 80% LTV term loan or line of credit but will change 1 pt + closing/escrow/title/etc- Timberland Bank - will go up to 75% with 1 pt- Sound Banking Co out of lakewood will go up to 75% with 1 pt- Penfed CU - will go up to 80% LTV HELOC no points but you'll have to pay your own closing costs and appraisal- and moreI've used most of these myself.

Or, they just ask me for my contacts and proceed to destroy my reputation with the players in my market.All people want is something for nothing, instantaneous gratification, basically a diseased mentality.

Definitely an opportunity in the short term to go in there and develop to take advantage of the fiscally earmarked casually funds.As a long-term buy hold investor what I am keying in on is what the big institutional players (like insurance companies) will do.

Im currently in the military (13+) so discipline and being a team player is instilled in me. 

Find the big players in Omaha on BP.Add the keywords "Omaha" and/or "Nebraska" to the BP keyword alerts.

The local brokerage community should be able to tell you who the players are. 

Ask ANY big player on this site, none of them use these things.

Ultimately, this is your transaction and while each of these players are working on their portion of the deal, it’s your money, vision and your potential tax liability.

You'll find that a lot of the national players (housebuyernetwork, cashoffers, sellmyhousefast.com) will be placed ahead of your ad.

But let's say you are successful in changing the term, but the process and players are still the same.