True, Being a IT guy, Maybe I just like to talk to people in person :-/But you're right, I should stay open minded and be open to all options ..Thanks Marc

As Chris points out, private money is your only option. you cannot get conventional financing because you can't get anyone to issue a title policy on an active foreclosure.

I have options for a one time second lien on investment properties.

I'm in search of an option that is not only cost-effective but also offers detailed sub-market intelligence.

Other tips I might consider could be Expanding your search area: Look beyond immediate local markets and explore options in up-and-coming areas or cities with diverse economies.

Do that with options.

I’d love to learn more about things like: what other options can I consider for liability protection besides an LLC(I haven’t met a lender willing to lend via an LLC), what are some gotchas to be wary of,etc.

This is one option to consider that can help differ taxes and depreciation recapture. ...

Some lenders are better than others in helping strategize the best options.

No doubt that house hacking has become more challenging in the last few years but it is often still a much better option compared to both renting and buying a primary home just to live in.