Yes, if you pay, you get a copy.It's a CU, not a bank, sounds like a portfolio loan and not a secondary market product, so yes, the can evaluate the collateral as they please, but they are going above and beyond prudent lending to much tougher requirements, not great marketing for loan services but they can.Market value is what we generally work with in real estate, but we do have other valuations, liquidation, salvage value, tax and estate valuations.

I did a lot of direct marketing using the data from Default Research and they stopped their service.  

I don't see a ton of non-foreclosure closed sales on Zillow for the area.  

Check the local building dept if they have ordinance on number of non-related people living in one house.   

The tax lien teacher Tom DiAngostino has a tax lien service that sells late taxes lists for most counties in GA (and every state).

If I understand you correctly this birddog brought you a willing and able buyer so you as the seller should pay for his service unless he had other arrangements with his buyer. 

I did notify the insurance agent that it is a 6 bedroom single family, and I am renting to 6 separate, non-related people... and he said that was fine.

Hello BiggerPockets  Community,I'm a contractor/consultant in Northern Virginia providing Home Automation (The Internet of Things - "Smart" devices), Security & AudioVideo design & installation services for both commercial and residential properties.

Second, in general raising what amounts to discretionary capital to invest into a risky asset class from non-accredited investors some would argue is a powder keg.

OO - Owner Occupied vs NOO Non-Owner Occupied.