Hi Michele,Maxing out your Roth IRA before investing in real estate can be a wise decision, as it allows you to take advantage of the tax-free growth and withdrawals in retirement, providing a solid foundation for your future.

I'm currently on the hunt to find what STATE in the U.S that has the fastest process to obtain a brokers license but also can offer reciprocity agreements to multiple states.

Ask about their experience managing properties in your area and how they handle market shifts.Transparent Fee Structure:Property management fees can vary, but transparency is key.

I have sold RE in NJ for almost 15 years so can probably help if I have more details. 

can i do this with no money of my own or money down?

And I am ready to pull the trigger as soon as I can find that next property.Anyone have suggestions for finding an agent in the Charlotte, NC area that is willing to work with a newer investor ready to purchase their second rental property?

(Luxury, first time home buyers, investors, etc)There are several others that may be specific to yourself but only you can decide your final goal.

I'm not that familiar with FHA 203k, but if you can a lender that offers that product, they'll be able to talk through it and see if it's possible.  

Just giving a quick prayer out to those who are living in the destruction zone for Helene and those that have properties in those areas.Post when you can so we know you are doing OK.

Also currently it just caters for LTRs.If you can go past the level of detail I would love to hear any feedback from anyone interested, and especially from any Excel gurus, accountants, investors or tax experts out there with a keen eye.