Take action (you should NEVER feel perfectly ready or you've waited too long)My other piece of advice would be to put together your crystal clear criteria aka buy box! 

I'm originally from San Francisco and ended up investing out of state here in Ohio (started in 2021) for a lot of the same reasons. 

The majority of post like this are thrown up and they never return.

my parent never checked their score, i think they trying to use the health inspec to say its unsafe to live there and unhealthy and we have to pay them relocation fee.

Never feels good, probably never what anyone estimated, but that is the life of a CRE these days. 

That is the best way to make contacts and move forward, just never push yourself as an agent. 

ALL my personals are never less then 15%, most 20% net. 99% in all OH markets buy for rentals.

I´ve never had this problem, nor do I know anyone who has ever been hit with discrimination claims.

The biggest headache I have right now is having prospective tenants not show up to their showings that have been scheduled where I end up going to the property and sitting and waiting for 30-45 minutes.

I'm looking for one that isn't tax return based and strictly DSCR based HELOCS  Not a HELOC, but you could do a debt service-based closed end second.